Terre Haute, IN
Surety bonds for Terre Haute, IN contractors
Local construction data, public works bond rules, and what sureties ask Terre Haute contractors for. A quote is not a binder.
With about 58,531 people, Terre Haute sits in a county whose construction sector numbered 183 establishments in 2023. Contractors competing for Terre Haute schools, streets, utilities, and commercial buildings regularly need surety bonds to win and sign contracts.
Contractors in Vigo County by the numbers
| Measure (2023) | Vigo County | Indiana |
|---|---|---|
| Construction establishments (all) | 183 | 14,935 |
| Construction employees | 2,015 | 156,037 |
| Annual payroll per construction employee | $80,443 | $74,725 |
| Commercial and institutional building contractors | 9 | 731 |
| Heavy and civil engineering contractors | 12 | 713 |
| Construction firms with fewer than 5 employees | 58% | 61% |
Data: County Business Patterns 2023 (NAICS 23, 236220, 237).
Infrastructure is a bonded business: 12 heavy and civil engineering firms operate in Vigo County, bidding street, sewer, and water projects where bid bonds and final bonds are standard.
There are 9 commercial building contractors in the county. If you build or subcontract on schools, civic buildings, or larger private projects near Terre Haute, expect bond requirements in the bid documents.
Terre Haute's building stock and bonded work
Terre Haute is an older city (median housing year 1957). Aging water and sewer lines, streets, and public buildings drive a steady flow of bonded rehabilitation work, often with tight schedules and occupied sites.
About 18% of the city's housing units are in buildings of five or more units, versus 13% statewide. That level of multifamily construction brings private bonded work for contractors with the capacity to handle it.
The Census Bureau's 2020–2024 survey puts Terre Haute's housing stock at 26,372.0 units, 69% of them single-family homes, with 48% of occupied homes rented. Those numbers shape the mix of bonded street, utility, and facility contracts the city puts out.
Housing data: U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B25024, B25035). Population: U.S. Census Bureau Vintage 2024 city population estimates.
Indiana bond law for Terre Haute public projects
State and local public works in Terre Haute fall under Indiana's bond statute: Indiana's public works bond requirements are set by state law; check the bid documents and the state code. Federal projects in the area follow the Miller Act. Thresholds and claim deadlines differ, so read each solicitation.
About 58% of Vigo County's construction firms have fewer than five employees. Smaller contractors can get bonded, usually starting with modest job sizes and relying on owners' credit and experience while financial statements mature.
Nearby construction markets
In Indianapolis, the county construction count is 1,910 establishments. Allen County, home to Fort Wayne, lists 1,002 construction businesses. By county construction establishments, Terre Haute ranks 23rd among the 25 Indiana cities profiled here.
What sureties will ask Terre Haute contractors for
- Trade references who can speak to your payment record
- Owner name, project location, and bid date
- The bond form and bid documents
- Owners' personal financial statements
- Bank line of credit details
- Year-end financial statements
Start a Terre Haute bond request
Terre Haute bond FAQ
Do Terre Haute public projects require performance bonds?
Generally yes, above thresholds set by Indiana law and the owner. See the Indiana page.
How many contractors work in Vigo County?
The Census Bureau counted 183 construction establishments in Vigo County in 2023.
Can a small Terre Haute contractor get bonded?
Often, yes. Sureties start new accounts with smaller limits and grow them with your track record; see bonding capacity.
Other bond pages near Terre Haute
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Last updated October 15, 2026 · How we research