Indiana
Performance and payment bonds in Indiana
Construction data, public works bond rules, and city guides for Indiana contractors. A quote is not a binder.
Indiana had 14,935 construction establishments employing 156,037 people in 2023, and builders pulled permits for 26,633 new housing units in 2024. Public owners across the state require bid, performance, and payment bonds on most construction contracts. Below are the state's construction numbers, the bond law that applies to public work, the factors sureties weigh, and guides for the largest cities.
Indiana construction at a glance
| Measure | Indiana | Source |
|---|---|---|
| Construction establishments (2023) | 14,935 | Census CBP |
| Construction employees (2023) | 156,037 | Census CBP |
| Annual payroll per construction employee | $74,725 | Census CBP |
| Commercial and institutional building contractors | 731 | Census CBP |
| Heavy and civil engineering contractors | 713 | Census CBP |
| Construction firms with fewer than 5 employees | 61% | Census CBP |
| New housing units authorized (2024) | 26,633 | Census BPS |
| Value of new housing units authorized (2024) | $8,133,072,000 | Census BPS |
Sources: U.S. Census Bureau, County Business Patterns 2023: construction (NAICS 23), commercial and institutional building construction (NAICS 236220), and heavy and civil engineering construction (NAICS 237); U.S. Census Bureau, Building Permits Survey, 2024 annual state estimates.
Public works bond law in Indiana
State and local public construction in Indiana is governed by Indiana's public works bond requirements are set by state law; check the bid documents and the state code. Federal projects in Indiana are bonded under the Miller Act. Thresholds, notice periods, and claim deadlines differ, so read each solicitation and the statute. More in our public works bond laws guide.
What moves a Indiana bond quote
- Credit of the company and its owners.
- Financial statements: working capital, net worth, and profitability.
- Experience with jobs of similar type and size.
- Backlog compared with your approved capacity.
- Job terms: bond form, schedule, warranty period, and liquidated damages.
- Bank support and an available line of credit.
See bond cost factors and bonding capacity.
City guides for Indiana
- Indianapolis
- Fort Wayne
- Evansville
- Fishers
- South Bend
- Carmel
- Bloomington
- Hammond
- Noblesville
- Lafayette
- Greenwood
- Gary
- Muncie
- Westfield
- Kokomo
- Terre Haute
- Anderson
- Elkhart
- Jeffersonville
- Columbus
- Mishawaka
- Lawrence
- West Lafayette
- Portage
- Plainfield
Bond types and guides
- Performance bonds for contractors
- Payment bonds
- Bid bonds
- Maintenance bonds
- Supply bonds
- Contractor license and permit bonds
- How to get bonded as a contractor
- Bonding capacity explained
- What determines performance bond cost
- Public works bond laws: the Miller Act and state statutes
- Surety prequalification checklist for contractors
More Indiana communities
We accept bond requests for projects anywhere in Indiana. Other communities, A to Z:
A — Advance · Akron · Alamo · Albany · Albion · Alexandria · Alfordsville · Alton · Altona · Ambia · Amboy · Amo · Andrews · Angola · Arcadia · Argos · Ashley · Atlanta · Attica · Auburn · Aurora · Austin · Avilla · Avon
B — Bainbridge · Bargersville · Batesville · Battle Ground · Bedford · Beech Grove · Berne · Bethany · Beverly Shores · Bicknell · Birdseye · Bloomfield · Bloomingdale · Blountsville · Bluffton · Boonville · Borden · Boston · Boswell · Bourbon · Brazil · Bremen · Bristol · Brook · Brooklyn · Brooksburg · Brookston · Brookville · Brownsburg · Brownstown · Bruceville · Bryant · Bunker Hill · Burket · Burlington · Burnettsville · Burns Harbor · Butler
C — Cadiz · Cambridge City · Camden · Campbellsburg · Cannelburg · Cannelton · Carbon · Carlisle · Carthage · Cayuga · Cedar Grove · Cedar Lake · Center Point · Centerville · Chalmers · Chandler · Charlestown · Chesterfield · Chesterton · Chrisney · Churubusco · Cicero · Clarks Hill · Clarksville · Clay City · Claypool · Clayton · Clear Lake · Clermont · Clifford · Clinton · Cloverdale · Coatesville · Colfax · Columbia City · Connersville · Converse · Corunna · Corydon · Country Club Heights · Covington · Crandall · Crane · Crawfordsville · Cromwell · Crothersville · Crown Point · Crows Nest · Culver · Cumberland · Cynthiana
D — Dale · Daleville · Dana · Danville · Darlington · Darmstadt · Dayton · DeMotte · Decatur · Decker · Delphi · Denver · Dillsboro · Dublin · Dugger · Dune Acres · Dunkirk · Dunreith · Dupont · Dyer
E — Earl Park · East Chicago · East Germantown · Eaton · Economy · Edgewood · Edinburgh · Edwardsport · Elberfeld · Elizabeth · Elizabethtown · Ellettsville · Elnora · Elwood · English · Etna Green
F — Fairland · Fairmount · Fairview Park · Farmersburg · Farmland · Ferdinand · Fillmore · Flora · Fort Branch · Fortville · Fountain City · Fowler · Fowlerton · Francesville · Francisco · Frankfort · Franklin · Frankton · Fremont · French Lick · Fulton
G — Galveston · Garrett · Gas City · Gaston · Geneva · Gentryville · Georgetown · Glenwood · Goodland · Goshen · Gosport · Grabill · Grandview · Greencastle · Greendale · Greenfield · Greens Fork · Greensboro · Greensburg · Greentown · Greenville · Griffin · Griffith
H — Hagerstown · Hamilton · Hamlet · Hanover · Harmony · Hartford City · Hartsville · Haubstadt · Hazleton · Hebron · Highland · Hillsboro · Hobart · Holland · Holton · Homecroft · Hope · Hudson · Huntertown · Huntingburg · Huntington · Hymera
I — Indian Village · Ingalls
J — Jamestown · Jasonville · Jasper · Jonesboro · Jonesville
K — Kempton · Kendallville · Kennard · Kentland · Kewanna · Kingman · Kingsbury · Kingsford Heights · Kirklin · Knightstown · Knightsville · Knox · Kouts
L — La Crosse · La Fontaine · La Paz · La Porte · Laconia · Ladoga · Lagrange · Lagro · Lake Station · Lakeville · Lanesville · Lapel · Larwill · Laurel · Lawrenceburg · Leavenworth · Lebanon · Leesburg · Leo-Cedarville · Lewisville · Liberty · Ligonier · Linden · Linton · Little York · Livonia · Lizton · Logansport · Long Beach · Loogootee · Losantville · Lowell · Lynn · Lynnville · Lyons
M — Mackey · Macy · Madison · Marengo · Marion · Markle · Markleville · Marshall · Martinsville · Matthews · Mauckport · McCordsville · Mecca · Medaryville · Medora · Mellott · Mentone · Meridian Hills · Merom · Merrillville · Michiana Shores · Michigan City · Michigantown · Middlebury · Middletown · Milan · Milford · Millersburg · Millhousen · Milltown · Milton · Mitchell · Modoc · Monon · Monroe · Monroe City · Monroeville · Monrovia · Monterey · Montezuma · Montgomery · Monticello · Montpelier · Mooreland · Moores Hill · Mooresville · Morgantown · Morocco · Morristown · Mount Auburn · Mount Ayr · Mount Carmel · Mount Etna · Mount Summit · Mount Vernon · Mulberry · Munster
N — Napoleon · Nappanee · Nashville · New Albany · New Amsterdam · New Carlisle · New Castle · New Chicago · New Harmony · New Haven · New Market · New Middletown · New Palestine · New Pekin · New Point · New Richmond · New Ross · New Whiteland · Newberry · Newburgh · Newport · Newtown · North Crows Nest · North Judson · North Liberty · North Manchester · North Salem · North Vernon · North Webster
O — Oakland City · Oaktown · Odon · Ogden Dunes · Oldenburg · Onward · Oolitic · Orestes · Orland · Orleans · Osceola · Osgood · Ossian · Otterbein · Owensville · Oxford
P — Palmyra · Paoli · Paragon · Parker City · Patoka · Patriot · Pendleton · Pennville · Perrysville · Peru · Petersburg · Pierceton · Pine Village · Pittsboro · Plainville · Plymouth · Poneto · Porter · Portland · Poseyville · Pottawattamie Park · Prince's Lakes · Princeton
R — Redkey · Remington · Rensselaer · Reynolds · Richland · Richmond · Ridgeville · Riley · Rising Sun · River Forest · Roachdale · Roann · Roanoke · Rochester · Rockport · Rockville · Rocky Ripple · Rome City · Rosedale · Roseland · Rossville · Royal Center · Rushville · Russellville · Russiaville
S — Salamonia · Salem · Saltillo · Sandborn · Santa Claus · Saratoga · Schererville · Schneider · Scottsburg · Seelyville · Sellersburg · Selma · Seymour · Shadeland · Shamrock Lakes · Sharpsville · Shelburn · Shelbyville · Sheridan · Shipshewana · Shirley · Shoals · Sidney · Silver Lake · Somerville · South Whitley · Southport · Speedway · Spencer · Spiceland · Spring Grove · Spring Hill · Spring Lake · Springport · Spurgeon · St. Joe · St. John · St. Leon · St. Paul · State Line City · Staunton · Stilesville · Stinesville · Straughn · Sullivan · Sulphur Springs · Summitville · Sunman · Swayzee · Sweetser · Switz City · Syracuse
T — Tell City · Tennyson · Thorntown · Tipton · Topeka · Town of Pines · Trafalgar · Trail Creek · Troy
U — Ulen · Union City · Uniondale · Universal · Upland · Utica
V — Valparaiso · Van Buren · Veedersburg · Vera Cruz · Vernon · Versailles · Vevay · Vincennes
W — Wabash · Wakarusa · Walkerton · Wallace · Walton · Wanatah · Warren · Warren Park · Warsaw · Washington · Waterloo · Waveland · Waynetown · West Baden Springs · West College Corner · West Harrison · West Lebanon · West Terre Haute · Westport · Westville · Wheatfield · Wheatland · Whiteland · Whitestown · Whitewater · Whiting · Wilkinson · Williams Creek · Williamsport · Winamac · Winchester · Windfall City · Winfield · Wingate · Winona Lake · Winslow · Wolcott · Wolcottville · Woodburn · Woodlawn Heights · Worthington · Wynnedale
Y — Yeoman · Yorktown
Z — Zanesville · Zionsville
Contractor bonds in Indiana: FAQ
Which law requires bonds on Indiana public works?
Indiana's public works bond requirements are set by state law; check the bid documents and the state code. Federal projects follow the Miller Act.
How many construction companies are in Indiana?
The Census Bureau counted 14,935 construction establishments in Indiana in 2023, including 713 heavy and civil engineering contractors.
Who regulates surety companies in Indiana?
Surety companies are regulated by the Indiana Department of Insurance.
How do I get a performance bond in Indiana?
Apply with your company and owner information, financial statements, and project details. The surety sets your limits and rate based on underwriting.
Sources
- U.S. Census Bureau, County Business Patterns 2023: construction (NAICS 23), commercial and institutional building construction (NAICS 236220), and heavy and civil engineering construction (NAICS 237)
- U.S. Census Bureau, Building Permits Survey, 2024 annual state estimates
- U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B25024, B25035)
- U.S. Census Bureau Vintage 2024 city population estimates
- Indiana Department of Insurance
Last updated October 15, 2026 · How we research