Indiana

Performance and payment bonds in Indiana

Construction data, public works bond rules, and city guides for Indiana contractors. A quote is not a binder.

Indiana had 14,935 construction establishments employing 156,037 people in 2023, and builders pulled permits for 26,633 new housing units in 2024. Public owners across the state require bid, performance, and payment bonds on most construction contracts. Below are the state's construction numbers, the bond law that applies to public work, the factors sureties weigh, and guides for the largest cities.

Indiana construction at a glance

MeasureIndianaSource
Construction establishments (2023)14,935Census CBP
Construction employees (2023)156,037Census CBP
Annual payroll per construction employee$74,725Census CBP
Commercial and institutional building contractors731Census CBP
Heavy and civil engineering contractors713Census CBP
Construction firms with fewer than 5 employees61%Census CBP
New housing units authorized (2024)26,633Census BPS
Value of new housing units authorized (2024)$8,133,072,000Census BPS

Sources: U.S. Census Bureau, County Business Patterns 2023: construction (NAICS 23), commercial and institutional building construction (NAICS 236220), and heavy and civil engineering construction (NAICS 237); U.S. Census Bureau, Building Permits Survey, 2024 annual state estimates.

Public works bond law in Indiana

State and local public construction in Indiana is governed by Indiana's public works bond requirements are set by state law; check the bid documents and the state code. Federal projects in Indiana are bonded under the Miller Act. Thresholds, notice periods, and claim deadlines differ, so read each solicitation and the statute. More in our public works bond laws guide.

What moves a Indiana bond quote

  1. Credit of the company and its owners.
  2. Financial statements: working capital, net worth, and profitability.
  3. Experience with jobs of similar type and size.
  4. Backlog compared with your approved capacity.
  5. Job terms: bond form, schedule, warranty period, and liquidated damages.
  6. Bank support and an available line of credit.

See bond cost factors and bonding capacity.

City guides for Indiana

Bond types and guides

More Indiana communities

We accept bond requests for projects anywhere in Indiana. Other communities, A to Z:

A — Advance · Akron · Alamo · Albany · Albion · Alexandria · Alfordsville · Alton · Altona · Ambia · Amboy · Amo · Andrews · Angola · Arcadia · Argos · Ashley · Atlanta · Attica · Auburn · Aurora · Austin · Avilla · Avon

B — Bainbridge · Bargersville · Batesville · Battle Ground · Bedford · Beech Grove · Berne · Bethany · Beverly Shores · Bicknell · Birdseye · Bloomfield · Bloomingdale · Blountsville · Bluffton · Boonville · Borden · Boston · Boswell · Bourbon · Brazil · Bremen · Bristol · Brook · Brooklyn · Brooksburg · Brookston · Brookville · Brownsburg · Brownstown · Bruceville · Bryant · Bunker Hill · Burket · Burlington · Burnettsville · Burns Harbor · Butler

C — Cadiz · Cambridge City · Camden · Campbellsburg · Cannelburg · Cannelton · Carbon · Carlisle · Carthage · Cayuga · Cedar Grove · Cedar Lake · Center Point · Centerville · Chalmers · Chandler · Charlestown · Chesterfield · Chesterton · Chrisney · Churubusco · Cicero · Clarks Hill · Clarksville · Clay City · Claypool · Clayton · Clear Lake · Clermont · Clifford · Clinton · Cloverdale · Coatesville · Colfax · Columbia City · Connersville · Converse · Corunna · Corydon · Country Club Heights · Covington · Crandall · Crane · Crawfordsville · Cromwell · Crothersville · Crown Point · Crows Nest · Culver · Cumberland · Cynthiana

D — Dale · Daleville · Dana · Danville · Darlington · Darmstadt · Dayton · DeMotte · Decatur · Decker · Delphi · Denver · Dillsboro · Dublin · Dugger · Dune Acres · Dunkirk · Dunreith · Dupont · Dyer

E — Earl Park · East Chicago · East Germantown · Eaton · Economy · Edgewood · Edinburgh · Edwardsport · Elberfeld · Elizabeth · Elizabethtown · Ellettsville · Elnora · Elwood · English · Etna Green

F — Fairland · Fairmount · Fairview Park · Farmersburg · Farmland · Ferdinand · Fillmore · Flora · Fort Branch · Fortville · Fountain City · Fowler · Fowlerton · Francesville · Francisco · Frankfort · Franklin · Frankton · Fremont · French Lick · Fulton

G — Galveston · Garrett · Gas City · Gaston · Geneva · Gentryville · Georgetown · Glenwood · Goodland · Goshen · Gosport · Grabill · Grandview · Greencastle · Greendale · Greenfield · Greens Fork · Greensboro · Greensburg · Greentown · Greenville · Griffin · Griffith

H — Hagerstown · Hamilton · Hamlet · Hanover · Harmony · Hartford City · Hartsville · Haubstadt · Hazleton · Hebron · Highland · Hillsboro · Hobart · Holland · Holton · Homecroft · Hope · Hudson · Huntertown · Huntingburg · Huntington · Hymera

I — Indian Village · Ingalls

J — Jamestown · Jasonville · Jasper · Jonesboro · Jonesville

K — Kempton · Kendallville · Kennard · Kentland · Kewanna · Kingman · Kingsbury · Kingsford Heights · Kirklin · Knightstown · Knightsville · Knox · Kouts

L — La Crosse · La Fontaine · La Paz · La Porte · Laconia · Ladoga · Lagrange · Lagro · Lake Station · Lakeville · Lanesville · Lapel · Larwill · Laurel · Lawrenceburg · Leavenworth · Lebanon · Leesburg · Leo-Cedarville · Lewisville · Liberty · Ligonier · Linden · Linton · Little York · Livonia · Lizton · Logansport · Long Beach · Loogootee · Losantville · Lowell · Lynn · Lynnville · Lyons

M — Mackey · Macy · Madison · Marengo · Marion · Markle · Markleville · Marshall · Martinsville · Matthews · Mauckport · McCordsville · Mecca · Medaryville · Medora · Mellott · Mentone · Meridian Hills · Merom · Merrillville · Michiana Shores · Michigan City · Michigantown · Middlebury · Middletown · Milan · Milford · Millersburg · Millhousen · Milltown · Milton · Mitchell · Modoc · Monon · Monroe · Monroe City · Monroeville · Monrovia · Monterey · Montezuma · Montgomery · Monticello · Montpelier · Mooreland · Moores Hill · Mooresville · Morgantown · Morocco · Morristown · Mount Auburn · Mount Ayr · Mount Carmel · Mount Etna · Mount Summit · Mount Vernon · Mulberry · Munster

N — Napoleon · Nappanee · Nashville · New Albany · New Amsterdam · New Carlisle · New Castle · New Chicago · New Harmony · New Haven · New Market · New Middletown · New Palestine · New Pekin · New Point · New Richmond · New Ross · New Whiteland · Newberry · Newburgh · Newport · Newtown · North Crows Nest · North Judson · North Liberty · North Manchester · North Salem · North Vernon · North Webster

O — Oakland City · Oaktown · Odon · Ogden Dunes · Oldenburg · Onward · Oolitic · Orestes · Orland · Orleans · Osceola · Osgood · Ossian · Otterbein · Owensville · Oxford

P — Palmyra · Paoli · Paragon · Parker City · Patoka · Patriot · Pendleton · Pennville · Perrysville · Peru · Petersburg · Pierceton · Pine Village · Pittsboro · Plainville · Plymouth · Poneto · Porter · Portland · Poseyville · Pottawattamie Park · Prince's Lakes · Princeton

R — Redkey · Remington · Rensselaer · Reynolds · Richland · Richmond · Ridgeville · Riley · Rising Sun · River Forest · Roachdale · Roann · Roanoke · Rochester · Rockport · Rockville · Rocky Ripple · Rome City · Rosedale · Roseland · Rossville · Royal Center · Rushville · Russellville · Russiaville

S — Salamonia · Salem · Saltillo · Sandborn · Santa Claus · Saratoga · Schererville · Schneider · Scottsburg · Seelyville · Sellersburg · Selma · Seymour · Shadeland · Shamrock Lakes · Sharpsville · Shelburn · Shelbyville · Sheridan · Shipshewana · Shirley · Shoals · Sidney · Silver Lake · Somerville · South Whitley · Southport · Speedway · Spencer · Spiceland · Spring Grove · Spring Hill · Spring Lake · Springport · Spurgeon · St. Joe · St. John · St. Leon · St. Paul · State Line City · Staunton · Stilesville · Stinesville · Straughn · Sullivan · Sulphur Springs · Summitville · Sunman · Swayzee · Sweetser · Switz City · Syracuse

T — Tell City · Tennyson · Thorntown · Tipton · Topeka · Town of Pines · Trafalgar · Trail Creek · Troy

U — Ulen · Union City · Uniondale · Universal · Upland · Utica

V — Valparaiso · Van Buren · Veedersburg · Vera Cruz · Vernon · Versailles · Vevay · Vincennes

W — Wabash · Wakarusa · Walkerton · Wallace · Walton · Wanatah · Warren · Warren Park · Warsaw · Washington · Waterloo · Waveland · Waynetown · West Baden Springs · West College Corner · West Harrison · West Lebanon · West Terre Haute · Westport · Westville · Wheatfield · Wheatland · Whiteland · Whitestown · Whitewater · Whiting · Wilkinson · Williams Creek · Williamsport · Winamac · Winchester · Windfall City · Winfield · Wingate · Winona Lake · Winslow · Wolcott · Wolcottville · Woodburn · Woodlawn Heights · Worthington · Wynnedale

Y — Yeoman · Yorktown

Z — Zanesville · Zionsville

Contractor bonds in Indiana: FAQ

Which law requires bonds on Indiana public works?

Indiana's public works bond requirements are set by state law; check the bid documents and the state code. Federal projects follow the Miller Act.

How many construction companies are in Indiana?

The Census Bureau counted 14,935 construction establishments in Indiana in 2023, including 713 heavy and civil engineering contractors.

Who regulates surety companies in Indiana?

Surety companies are regulated by the Indiana Department of Insurance.

How do I get a performance bond in Indiana?

Apply with your company and owner information, financial statements, and project details. The surety sets your limits and rate based on underwriting.

Sources

Start a Indiana bond request

Last updated October 15, 2026 · How we research