McKinney, TX
Performance and payment bonds in McKinney, Texas
Local construction data, public works bond rules, and what sureties ask McKinney contractors for. A quote is not a binder.
Collin County is home to 1,907 construction businesses (County Business Patterns, 2023), the market in which McKinney's 227,526 residents' projects get built. Public owners there require bonds on most construction contracts.
The construction market around McKinney
| Measure (2023) | Collin County | Texas |
|---|---|---|
| Construction establishments (all) | 1,907 | 56,287 |
| Construction employees | 22,521 | 791,588 |
| Annual payroll per construction employee | $83,322 | $75,479 |
| Commercial and institutional building contractors | 119 | 3,649 |
| Heavy and civil engineering contractors | 114 | 4,468 |
| Construction firms with fewer than 5 employees | 67% | 61% |
Census Bureau County Business Patterns, 2023 release.
Infrastructure is a bonded business: 114 heavy and civil engineering firms operate in Collin County, bidding street, sewer, and water projects where bid bonds and final bonds are standard.
McKinney's building stock and bonded work
With a median housing year of 2007, McKinney is a newer city where growth drives bonded public work: new streets, water and sewer extensions, parks, and schools.
About 23% of the city's housing units are in buildings of five or more units, versus 21% statewide. That level of multifamily construction brings private bonded work for contractors with the capacity to handle it.
The Census Bureau's 2020–2024 survey puts McKinney's housing stock at 77,617.0 units, 73% of them single-family homes, with 36% of occupied homes rented. Those numbers shape the mix of bonded street, utility, and facility contracts the city puts out.
Housing data: U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B25024, B25035). Population: U.S. Census Bureau Vintage 2024 city population estimates.
Texas bond law for McKinney public projects
State and local public works in McKinney fall under Texas's bond statute: Texas Government Code chapter 2253 (public work performance and payment bonds). Federal projects in the area follow the Miller Act. Thresholds and claim deadlines differ, so read each solicitation.
How McKinney compares
Houston (Harris County) draws on 7,718 construction establishments in its county. Bexar County, home to San Antonio, lists 3,053 construction businesses. Also in Collin County, Plano has housing with a median build year of 1993. McKinney's county ranks 13th of 30 profiled Texas cities for number of construction firms.
What sureties will ask McKinney contractors for
- Trade references who can speak to your payment record
- Project solicitation and required bond forms
- Owners' personal financial statements
- Largest jobs completed in the last five years
- Bank line of credit details
- Contract amount, schedule, and owner
Questions from McKinney contractors
When are bonds required on McKinney public work?
Generally yes, above thresholds set by Texas law and the owner. See the Texas page.
How big is the construction industry near McKinney?
The Census Bureau counted 1,907 construction establishments in Collin County in 2023.
Can a new contractor in McKinney get a performance bond?
Yes, usually starting with smaller bonds. See how to get bonded.
Other bond pages near McKinney
Bond quotes in Texas · Bond types
Last updated October 15, 2026 · How we research