Plano, TX

Plano, TX contractor bond quotes

Bid, performance, and payment bonds for contractors working in Plano, with county industry data. A quote is not a binder.

Plano (293,286 residents) is part of Collin County, where the Census Bureau counted 1,907 construction establishments in 2023, 3.4% of all construction firms in Texas. Many of them bid public and private work that calls for bid, performance, and payment bonds.

Plano-area construction statistics

Measure (2023)Collin CountyTexas
Construction establishments (all)1,90756,287
Construction employees22,521791,588
Annual payroll per construction employee$83,322$75,479
Commercial and institutional building contractors1193,649
Heavy and civil engineering contractors1144,468
Construction firms with fewer than 5 employees67%61%

Census Bureau County Business Patterns, 2023 release.

Road, utility, and site work around Plano is handled by 114 heavy and civil contractors in the county. Public works contracts in that sector routinely require performance and payment bonds, and many owners add maintenance bonds after acceptance.

Collin County's 119 commercial and institutional builders compete for offices, schools, and public facilities. Private owners and lenders on larger projects increasingly ask for performance and payment bonds too.

Plano's building stock and bonded work

With a median housing year of 1993, Plano is a newer city where growth drives bonded public work: new streets, water and sewer extensions, parks, and schools.

Buildings with five or more units make up 32% of Plano's housing (Texas: 21%). Larger multifamily and mixed-use projects frequently involve lenders who require payment and performance bonds from the general contractor.

117,686.0 housing units stand in Plano today; detached and attached single-family homes account for 64%. Every new block of homes eventually means more water, sewer, and road capacity, which public owners procure under bonded contracts.

Source: Census ACS 2020–2024 five-year estimates; Vintage 2024 population estimates.

Public works bond rules that apply in Plano

If you are bidding a public job in Plano, check the solicitation against Texas Government Code chapter 2253 (public work performance and payment bonds). That law sets when performance and payment bonds are required; projects funded and owned by the federal government fall under the Miller Act.

67% of construction businesses in the county are small (under five employees). Growing from small bonds to larger programs depends on working capital, completed-job history, and reliable financial reporting.

Plano compared with other Texas markets

Houston (Harris County) draws on 7,718 construction establishments in its county. San Antonio (Bexar County) draws on 3,053 construction establishments in its county. Frisco shares Collin County with Plano; its median housing year is 2009. By county construction establishments, Plano ranks 11th among the 30 Texas cities profiled here.

What sureties will ask Plano contractors for

  • Largest jobs completed in the last five years
  • CPA-prepared statements for the last fiscal year
  • Contract amount, schedule, and owner
  • Your bank and available credit line
  • Trade references who can speak to your payment record
  • Legal entity details and owners

Start a Plano bond request

Questions from Plano contractors

When are bonds required on Plano public work?

Most public construction contracts in Plano above the statutory threshold require performance and payment bonds; the bid documents state the requirement.

How big is the construction industry near Plano?

The Census Bureau counted 1,907 construction establishments in Collin County in 2023.

Can a small Plano contractor get bonded?

Yes, usually starting with smaller bonds. See how to get bonded.

More Texas cities

Bond quotes in Texas · Bond types

Last updated October 15, 2026 · How we research